The Peter Schiff Show and Interviews.

[The Big Daddy C-Master]

Peter Shiff is the man, he has done quite a bit and even predicted the meltdown of the economy.




He talks about the government corruption and finance. He talks about finances. Listen to him, he's a smart man.

[Coolest thing Alive]

Guy knows his shit and gives good advice. I didn't agree with what he said about free market healthcare, tho.

[The Big Daddy C-Master]

Dec 20, 2011 20:57:16 GMT -5 Coolest thing Alive said:

Guy knows his shit and gives good advice. I didn't agree with what he said about free market healthcare, tho.

What part do you disagree with? To me it's pretty clear that whenever the government gets their hands on something they make it worse and more expensive.

College is messed up, mortgages are messed up, healthcare is getting more expensive and less efficient, having the government out makes it cheaper and more effective.

[Coolest thing Alive]

That's cuz government does not do it right. Government has been redesigned to phuck everything up. But the ideal of the government stepping in to insure everyone has a fair shot at essential life sustainin services is the right thing. I know damn well that "free" market healthcare allows all the wrong people to abuse the shit outta the system. Healthcare with no regulation or oversight is lockin yur children and their friends in a room with a giant cake and tellin them, "I trust you to eat responsibly, but we wont punish you if you don't".

And to be 100% real, college aint messed up for me, it's awesome and I'm financially secure in goin forward with it. The housin market is phucked up all around cuz government didn't get involved enough, if you ask me. Government didn't step in nearly enough to tame the greed an pure sociopathic tendencies at the heights of the system. Prices, rates, and all that other bull shit got ramped up cuz everyone wants more money for doing less, and at the highest cliffs, no one did anything to cure the disease of pure 100% greed and laziness.

[The Big Daddy C-Master]

The government making sure people have a fair shot by preventing fraud, preventing theft or violence is right, but the government stepping in and creating a "fair shot" by stealing from people who work hard and giving to losers, or protecting large companies who fail, or polluting our dollar is not. I don't see how free market healthcare would be abused. It would just be people able to get healthcare when they want (if they want) and going to the doctor that they want, which would make it cheaper as doctors would compete for price. Take away the ridiculous government added barriers and costs and remove the litigious nature of our society that allows people to extort money out of any doctor or business and the prices would drop. I never said "no regulation". Just regulation from fraud or anything dangerous, not uneccessary stuff that puts legitimate people out of business or makes it too expensive for the average person to afford. Much like they did with housing and school. We can't keep hand holding people and treating them like children. It's just like when they were trying to remove fast food joints from poor black areas saying "they are being taken advantage of". If people in poor areas choose to eat more fast food (when eating healthy is cheaper) then that is on them, it isn't for governments to push businesses out that are meeting demand.

The school system is "phucked" (lol I like that word) though. The government guaranteed loans drove up the cost of schooling. Schools used to be almost free. Hell a person could wait tables and pay for college just a generation or two ago. When the government started guaranteeing loans, people who were young, who would never get that kind of money from a private lender, were able to get it. The schools saw this and jacked up their tuition rates to sky high levels. Now we have over a trillion dollars in debt. If the government stopped guaranteeing loans, students couldn't afford them and they'd have to drop the rates. College is the next bubble just like mortgages and it will collapse, mark my words. Except this time, we won't be able to afford a bailout. No way are we paying back a trillion dollars.

Mortgages were based on idiots lying on houses they can't afford, it was also people trying to flip houses and got caught in the mess. Also these industries were backed by government and ridiculous regulations which did nothing. If you recall before the market burst financial advisers were cocky and arrogant about this "never happening". They said we were backed unlike the Great Depression. The Great Depression didn't last as long as this. Then these governments bailed out these failing industries which should have never happened which was a waste of resources. Now they are artificially keeping the prices of houses higher because they won't step back and let these empty houses fill. By the way many people are living in these houses and not paying mortgages and won't be kicked out for years. It's just one big mess.

Yea laziness and higher costs is also what drove much of the work out the US due to regulations and other nonsense. In this country you have to be either a small business or self employed or some mega corp. When you try to go from small to mid, you have so many operation costs and regulations and affirmative action and other nonsense that makes starting a business in this "capitalist" society tough. This is why people move their businesses elsewhere to lower costs.

Me as a company owner am starting to think this is just one big mess and I may just relocate myself and my stuff elsewhere in a few years to leave the big welfare/police state.

[The Big Daddy C-Master]

By the way the trillion dollars is just in student loans alone. Not in anything else. It's a deep soup we're in.

[Coolest thing Alive]

Well o'course there needs to be limits of powers on both ends. But the problem is, when you leave people in complete control of powerful elements of the system, they cannot be trusted to remain fair in their practice and duties. Doctors, insurance companies, and the lot will be able to charge what ever they want, for whoever they want, for whatever they want with oversight that only watches for fraud, theft, and violence. Health care is very serious, it's not like it's a pair of shoes or a bag of chips, everyone needs it. Major health issues like surgeries and disease/illness treatments are too expensive for the average American to cover and still have money to pay all the bills. There needs to be a way for the average citizen to pay for this. That's where insurance comes in. You pay into your insurance for the rest of your life and they will cover the big stuff, if it ever comes up. Unfortunately, since they are payin for your services, that means you are not a decision maker, they are. Theirs no such thing as a "choice" or "freedom" for over 90% of Americans who need healthcare, through insurance companies because they can't afford it outta pocket. And you can’t 100% trust insurance companies, they are only in this business to make money. Nothing else. Not to look out for you. In fact, payin for your injuries or illness is money outta their pockets. They don't like that and they don't want it to happen. This means they will try their damnedest to deny as many cases as possible and avoid payin for people who are in dire need of care. Do you know how much work and money (o'course not nearly as much as if they had just payed for your medical bills) is put into blatantly denyin people in need, but tryin to make it seem as if people simply don't qualify? Millions. Sadly, this means that alot of everyone's money is goin to these companies to pay for them to do terrible things. Like payin their employees to find ways and loop holes to deny costly care that people actually need. There is not a single example of a successful healthcare system based on free market ideals. No where on this entire planet. It's a failed theory because it assumes everyone is perfect, when no one really is. They will lie, cheat, and steal to line their pockets. The government needs to regulate that shit. To deny our government this power, is to deny the people the ability to defend themselves against a system that wishes to rape the innocent of their money and health.

Agreed with the scholastic issues. However, the fault is on 2 parties, not just one. The government blindly and foolishly encouraged people to go to school in a shifty economy by handin out loans. But it's the school's fault, as well. They greedily hiked up their rates cuz they felt they could get more since the gov was payin. Still, I would just like to point out that I've taken out close to 90K in loans, but I did my research and found that I can work off 80% of that as a slave to the system while I'm in school. By the time I graduate, I'll owe a lil less than 20K, and hell, with the job I have now, I'll pay that off in leik 4 years. Not includin any raises which I'll have or the fact that I might actually get into firm in that window. There are ways to do this, people are just too lazy to search for it.

I agree, to some degree. I don't think their was enough regulation of the government's part, tho. The major issue is, banks and lenders coned buyers into believin that they could own houses they could not afford. Banks gave out loans they knew buyers couldn't pay back. They can raise rates whenever they wanted for virtually no reason. And the slightest mistakes or slips gave'em the power to snatch houses back. Hell, home owners really didn't need to make any sort of miscalculation or misstep, they can just snatch you shit and make up some reason, leadin honest home owners to think they were doing right this entire time, but in truth, were puppets on a string being set up for financial rape failure. It was mainly lax lending standards left to run wild due to a lack of government oversight.

This is all about people wantin more for less work. Literal "Capcoms". This is not to say that everyone not at the business end are all victims. In all these cases, a lot of these consumers did shit they knew damn well they shouldn't. But as the business owners and people with the power to provide all these services, rather than try to capitalize off of their costumers and consumers foolishness, they should have tried to fix the situation. This is why this worthless society is so weak. They can't see beyond their own animal-like tendencies to solidify a safer and stable future for themselves and others.

[The Big Daddy C-Master]

Glad to see you post. I think having discussions like this is good for the board and thought overall for the lurkers who might be reading and have some conflict.

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

Well o'course there needs to be limits of powers on both ends. But the problem is, when you leave people in complete control of powerful elements of the system, they cannot be trusted to remain fair in their practice and duties. Doctors, insurance companies, and the lot will be able to charge what ever they want, for whoever they want, for whatever they want with oversight that only watches for fraud, theft, and violence. Health care is very serious, it's not like it's a pair of shoes or a bag of chips, everyone needs it. Major health issues like surgeries and disease/illness treatments are too expensive for the average American to cover and still have money to pay all the bills.

Nobody is saying that they need to have anybody in control of the entire system, but I am saying we need less control and more competition. The ridiculous government interference and this litigious society does nothing but drive the prices *up* and it makes it harder for aspiring doctors to make services cheaper because the cost is so high. The money isn't even going to them anyways, it's going to these administrators and government bureaucrats. People who want to become doctors can't because the cost is too expensive. Or they cant' expand and provide the services. More doctors competing means lower costs and better services. When you start interfering with that it gets worse.

People also need food and that isn't heavily regulated, and as a result we have affordable food. People aren't going to charge sky high prices when the guy down the road can do the work for cheaper. The government is not some friendly superhero father figure that fixes problems. It causes a lot of problems. We didn't have massive government in the past with healthcare and it worked. Our country was never intended to be a huge government controlled country. It's actually unconstitutional. When you have the government making it hard for inefficient workers to be fired and people being hired because of their gender instead of their ability you have worse services not better. Healthcare should be cheaper with our modern technology not more expensive. Same with schooling. Technology and internet makes learning cheap, yet it goes up because of government, unions, and all of these other figures who want something for nothing.

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

There needs to be a way for the average citizen to pay for this. That's where insurance comes in. You pay into your insurance for the rest of your life and they will cover the big stuff, if it ever comes up. Unfortunately, since they are payin for your services, that means you are not a decision maker, they are. Theirs no such thing as a "choice" or "freedom" for over 90% of Americans who need healthcare, through insurance companies because they can't afford it outta pocket. And you can’t 100% trust insurance companies, they are only in this business to make money. Nothing else. Not to look out for you. In fact, payin for your injuries or illness is money outta their pockets. They don't like that and they don't want it to happen.

That's no different than if the government was in control. If everyone has subsidized services there will be more restrictions. More "security" always means more restriction in everything. The more the make people "entilted" to something the more you enslave the other group. The truth is, and nobody wants to hear this but *nobody* is entitled to anything or anybody else's resources. Not social security, not welfare, not anything. Why is it fair for someone to run into another person's business and start slapping regulations that just makes things worse. They're a business, they have expenses, they should want to make money.

By the way, how is this going to be funded? Of course, by stealing from those who work hard an produce, and giving to the losers who don't and take more and more. It's welfare and socialism. In the past when a person needed help, the community helped them out until they got on their feet, but with easy money handed out it always becomes abused.

Look at welfare and the marriage laws. It's no surprise that after the marriage laws and things like child support, welfare, alimony, and no fault divorce, the the rate of divorces went from almost non-existent to sky high. We have a 70% single mother rate in some areas. You could say it's for the child or whatever but it really isn't.

Doctors want to provide healthcare, but they can't because of all the government regulations and high costs associated with it. By the way American's need to also save up for emergencies, something they don't like to do. They like to spend their money on other unnecessary crap.

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

This means they will try their damnedest to deny as many cases as possible and avoid payin for people who are in dire need of care. Do you know how much work and money (o'course not nearly as much as if they had just payed for your medical bills) is put into blatantly denyin people in need, but tryin to make it seem as if people simply don't qualify? Millions. Sadly, this means that alot of everyone's money is goin to these companies to pay for them to do terrible things. Like payin their employees to find ways and loop holes to deny costly care that people actually need. There is not a single example of a successful healthcare system based on free market ideals. No where on this entire planet. It's a failed theory because it assumes everyone is perfect, when no one really is. They will lie, cheat, and steal to line their pockets. The government needs to regulate that shit. To deny our government this power, is to deny the people the ability to defend themselves against a system that wishes to rape the innocent of their money and health.

Do you know how much money is spent on pointless regulations that make the cost of servicing people much higher? Do you know how many people fraud and cheat the system? People are about having a successful business, they want to serve more people not less. But the bottom line is that we simply can't afford it. It's too expensive for businesses to constantly subsidize this, the government is already broke anyway due to their over-regulation, over-spending, and other promises they can't keep.

We have had healthcare in the past when it wasn't government regulated. As a matter of fact we had a country that was free market (we aren't now, we're actually socialist). We were the most successful and powerful country on the planet. Due to all of these socialist policies we are now the largest debtor nation on the planet. Other countries that practice more freedom get further ahead and are now surpassing us. Socialism has never worked, and communism doesn't either. It's only a matter of time until the wealth dries out that comes from stealing from others. Bottom line is we have to be productive with the limited resources and government is never productive. We haven't been free market for years which is why there is such as mess. We have heavy regulations and tax money going to healthcare, we have a government printing money and stealing from others, the problem we have now *is* due to the government. The problem with socializing stuff is that the losers who don't provide get a free ride off of others, ruining the system. If a person was irresponsible or didn't manage their own money properly they *don't* have the right to healthcare at someone else's expense, they simply don't. The government and their regulations don't work. Subsidizing these things always makes it worse because people who damn well aren't responsible get to steal from others. It's just the weak stealing from the strong. Same thing with social security, schooling, and houses. If you can't afford it, you don't have a right to steal from others which is exactly what's happening.

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

Agreed with the scholastic issues. However, the fault is on 2 parties, not just one. The government blindly and foolishly encouraged people to go to school in a shifty economy by handin out loans. But it's the school's fault, as well. They greedily hiked up their rates cuz they felt they could get more since the gov was payin. Still, I would just like to point out that I've taken out close to 90K in loans, but I did my research and found that I can work off 80% of that as a slave to the system while I'm in school. By the time I graduate, I'll owe a lil less than 20K, and hell, with the job I have now, I'll pay that off in leik 4 years. Not includin any raises which I'll have or the fact that I might actually get into firm in that window. There are ways to do this, people are just too lazy to search for it.

We've had nothing but propoganda for years about schooling, when in the past a person who dropped out of school could support a family on their own. These idiots who go "just because" are a big reason to blame.

The schools (as much as I hate the modern education system) were just doing what's natural. Whenever people buy things in huge quantities and in large volumes and everyone can afford it so easily the cost will go up. Those schools can charge what they want, but if the government wouldn't subsidizing it, people wouldn't be able to afford those sky high prices, and a private lender would never give that amount of money to a young person, so they would have no choice but to lower their costs.

School is nothing but a big scam nowadays, even in the k-12 group. People are graduating but can't read, and these teachers are being paid more and more, we have one of the worst education systems in the world and it's the most expensive, not to mention it's an anti-male environment anyways.

You already have a huge burden on your back though. School is like any investment, one most look at the time and resources vs the return. The vast majority of people have no real reason to get into that kind of debt. It's a mortgage with no house. They'd be better off working, saving, and just buying one of these cheap houses and cares and working in the clear.

These systems do nothing but mess up everything and then we have to bail out the ones who messed up. The problem is we can't afford it this time around. We can't afford to pay back a trillion dollars, and the jobs are less and less. It's the next big bubble, yet people continue to go because they were brainwashed into it.

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

I agree, to some degree. I don't think their was enough regulation of the government's part, tho. The major issue is, banks and lenders coned buyers into believin that they could own houses they could not afford. Banks gave out loans they knew buyers couldn't pay back. They can raise rates whenever they wanted for virtually no reason. And the slightest mistakes or slips gave'em the power to snatch houses back. Hell, home owners really didn't need to make any sort of miscalculation or misstep, they can just snatch you shit and make up some reason, leadin honest home owners to think they were doing right this entire time, but in truth, were puppets on a string being set up for financial rape failure. It was mainly lax lending standards left to run wild due to a lack of government oversight.

The thing is, number one these morons went out and bought houses they knew damn well they couldn't afford, they even lied on stated income loans. They take the biggest blame. If people research and educate themselves they'd know what they can afford, but Americans are just too stupid and too lazy to do so.

These banks would not have taken such a ridiculous risk if they weren't backed by the government. So good job with the government and their regulations. And then what do they do? They bail out the failing banks with us picking up the tab. A business that fails should be able to fail, not be propped up by the government because it's "too big". This is what creates the monopolies in the first place. This big government "intervention" and regulation is what causes this mess, because everyone knows they'll be bailed out at the cost of the responsible.

Not to mention that the morons who got those houses and defualted, redefaulted in 6 months even when they adjusted the loans to make it easier. Poverty is a mindset and nothing else. Look at the people who do good and then spend everything the first chance they get. Now we have losers living for free in these houses for years now, while someone else picks up the tab. These government institutions did nothing but make things worse. But number one it was the people who pulled the trigger on these loans. That's another problem with this system, we want to hold hands for people and treat them like they're too stupid to figure things out. Most people are stupid, but not that stupid (I hope).

Jan 13, 2012 1:23:48 GMT -5 Coolest thing Alive said:

This is all about people wantin more for less work. Literal "Capcoms". This is not to say that everyone not at the business end are all victims. In all these cases, a lot of these consumers did shit they knew damn well they shouldn't. But as the business owners and people with the power to provide all these services, rather than try to capitalize off of their costumers and consumers foolishness, they should have tried to fix the situation. This is why this worthless society is so weak. They can't see beyond their own animal-like tendencies to solidify a safer and stable future for themselves and others.

It's a businesses job to earn money, and as long as they aren't cheating and stealing from someone, they haven't done anything wrong. By the way, the business who mean well and do the right thing are the ones who pay for it, while the wrong ones get a free ride off. Which is my point. It's hard to be a growing business, you either have to be really small or really big. Because when you try to grow you get hit with high costs and regulations that the tiny businesses don't have to worry about and the big businesses can afford them anyways. Which just creates more artificial barriers of competition.

Like I said I'm thinking about just leaving this country and building my wealth elsewhere. Young men in general are playing a loaded deck. You already have anti-male laws and every other group taking from you, but people like me who want to build wealth and grow our companies are hit every way by stupid laws and haters who want to leech from me. Better just to go to a more thriving low tax place. You know we didn't use to even have income tax or any of that, and now the government takes about half of our money in one way or the other? They're not efficient with it and it just hurts us all in the long run. I'm getting tired of being stolen from myself bro.

[Coolest thing Alive]

I got a lot down bro but I'm not done, just got really sick of typing, but I'll finish my response and post it tomorrow.

[The Big Daddy C-Master]

Jan 17, 2012 18:27:16 GMT -5 Coolest thing Alive said:

I got a lot down bro but I'm not done, just got really sick of typing, but I'll finish my response and post it tomorrow.

Lol it's all good. No problem. No big flame wars here or anything of that nature.

[Coolest thing Alive]

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Glad to see you post. I think having discussions like this is good for the board and thought overall for the lurkers who might be reading and have some conflict.

No prob, bro

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Nobody is saying that they need to have anybody in control of the entire system, but I am saying we need less control and more competition. The ridiculous government interference and this litigious society does nothing but drive the prices *up* and it makes it harder for aspiring doctors to make services cheaper because the cost is so high. The money isn't even going to them anyways, it's going to these administrators and government bureaucrats. People who want to become doctors can't because the cost is too expensive. Or they cant' expand and provide the services. More doctors competing means lower costs and better services. When you start interfering with that it gets worse.

Prices are mainly driven up by the government because it attempts to buy what it can't really afford for entitlement programs and it makes laws against unethical procedures and practices and companies pay money to get around the regulation, anyway. But there are more factors into why health care costs are on the rise than government interference. The Price of Drugs is sky rocketin, the more effective drugs become. Doctors are also chargin extra fees to cover their own ass in case of malpractice. Then there are administrative costs; employees are gettin payed more and more to find loop holes so practices, nation wide, can get paid for not doin their jobs and tech is gettin better and more effective. Thus it's becomin more and more costly to develop and obtain. Then you have the biggest factor of'em all, people are just livin longer. People are on entitlement programs longer than ever before so now the government needs to spend even more money for longer on all the other shit mentioned above. There needs to be oversight and regulation so that people are not cheated and taken advantage of on the free market. The system needs an entire overhaul, period, so that money can be reallocated effectively.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

People also need food and that isn't heavily regulated, and as a result we have affordable food. People aren't going to charge sky high prices when the guy down the road can do the work for cheaper. The government is not some friendly superhero father figure that fixes problems. It causes a lot of problems. We didn't have massive government in the past with healthcare and it worked. Our country was never intended to be a huge government controlled country. It's actually unconstitutional. When you have the government making it hard for inefficient workers to be fired and people being hired because of their gender instead of their ability you have worse services not better. Healthcare should be cheaper with our modern technology not more expensive. Same with schooling. Technology and internet makes learning cheap, yet it goes up because of government, unions, and all of these other figures who want something for nothing.

The thing with food is, when push comes to shove, you can grow, make, and breed your own food. It doesn't take a scholastic degree of any kind to do this, and people have that in their mind. You can't really get away with abusin that, thus there's no massive regulation. No is sayin the government has to be a hero, we all know it's not. The reason shit is the way is, is cuz the government wasn't protection shit but the interest of the people at the top. You can't really compare government oversight back then to now. There's alot more shit goin on now, from all sides. Unethical and illegal shit. I know I for sure am not advocatin for some iron government, only a system that protects the lil guy. And I disagree on the bit about newer tech makin things more affordable. Companies design new tech to be more effective and easy, not cheaper for the consumer. They wouldn't be makin a profit if they did. That's why the iPhone4 is more valuable than the iPhone3. So I don't think the gov and unions are the only parties to rage on in this respect.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

That's no different than if the government was in control. If everyone has subsidized services there will be more restrictions. More "security" always means more restriction in everything. The more the make people "entilted" to something the more you enslave the other group. The truth is, and nobody wants to hear this but *nobody* is entitled to anything or anybody else's resources. Not social security, not welfare, not anything. Why is it fair for someone to run into another person's business and start slapping regulations that just makes things worse. They're a business, they have expenses, they should want to make money.

Well then, so be it. If you got a problem with a just and authoritative force steppin in to make sure your costumers are protected from your unwaverin will, than you just have a problem. Doesn't matter how it's sliced, the hard workin middle class American needs protection for very wealthy people. The United States of America says old citizens who've busted their ass their whole lives and paid into the system are "entitled" to their last years in peace and comfort. The truth is, they are entitled, cuz it says so. Business should want to make money and they do, they just aint happy with what they have, so they to cheat get more.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

By the way, how is this going to be funded? Of course, by stealing from those who work hard an produce, and giving to the losers who don't and take more and more. It's welfare and socialism. In the past when a person needed help, the community helped them out until they got on their feet, but with easy money handed out it always becomes abused.

Well, by ending billion dollar wars. Raising taxes. Cracking down on corruption. Trimmin the fat offa entitlement programs and in truth, some entitlements elements are gonna get cut completely: like welfare, payments or bonus for adopted children, WIC, and regulation on how much aid people actually need for the rest of the existin programs. Crackin down on ear marks, givin business bonus and maybe even some tax cuts for hiring in our country. Cutting down on importin and I really could go on. . .but that's how I'd pay for it.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Look at welfare and the marriage laws. It's no surprise that after the marriage laws and things like child support, welfare, alimony, and no fault divorce, the the rate of divorces went from almost non-existent to sky high. We have a 70% single mother rate in some areas. You could say it's for the child or whatever but it really isn't.

Besides child support, if you aint around yur kid, voluntarily, then you still need to to cover a portion of its financial expenses; that's part of bringing life onto the world. But all that other shit would be non existent in my country. That shit is still around in today's society and it disgust me.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Doctors want to provide healthcare, but they can't because of all the government regulations and high costs associated with it. By the way American's need to also save up for emergencies, something they don't like to do. They like to spend their money on other unnecessary crap.

Then those doctors shouldn't provide healthcare because the regulation aint that bad. In fact, it's terribly lax. And I agree, people should save up for emergencies, people should just save up, period.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Do you know how much money is spent on pointless regulations that make the cost of servicing people much higher? Do you know how many people fraud and cheat the system? People are about having a successful business, they want to serve more people not less. But the bottom line is that we simply can't afford it. It's too expensive for businesses to constantly subsidize this, the government is already broke anyway due to their over-regulation, over-spending, and other promises they can't keep.

I bet it's a lot, but the service providers are not innocent, they don't wanna provide their services cuz they love it, if they did, they volunteer at the free clinic. They do it cuz they wanna get paid and gettin paid what you earn is never enough. And I can tell you now, the amount of money defrauded and stolen on the consumer end is far less on the service provider's and insurance company's end. The little cheat takes what has been trickled down to him. The blokes up top take the lion's share.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

We have had healthcare in the past when it wasn't government regulated. As a matter of fact we had a country that was free market (we aren't now, we're actually socialist). We were the most successful and powerful country on the planet. Due to all of these socialist policies we are now the largest debtor nation on the planet. Other countries that practice more freedom get further ahead and are now surpassing us. Socialism has never worked, and communism doesn't either. It's only a matter of time until the wealth dries out that comes from stealing from others. Bottom line is we have to be productive with the limited resources and government is never productive. We haven't been free market for years which is why there is such as mess. We have heavy regulations and tax money going to healthcare, we have a government printing money and stealing from others, the problem we have now *is* due to the government. The problem with socializing stuff is that the losers who don't provide get a free ride off of others, ruining the system. If a person was irresponsible or didn't manage their own money properly they *don't* have the right to healthcare at someone else's expense, they simply don't. The government and their regulations don't work. Subsidizing these things always makes it worse because people who damn well aren't responsible get to steal from others. It's just the weak stealing from the strong. Same thing with social security, schooling, and houses. If you can't afford it, you don't have a right to steal from others which is exactly what's happening.

Times were different back then. Everyone was still very new to all this and people didn't have as many of same problems back then. They had none of the abuses and the expenses were far less. What other countries practice more freedom and surpass us? Last I checked, Canada and the most powerful countries in Europe have adequate regulation, better than our own, and even have public government health care options. Europe does exactly what I'm asking for. I agree, capitalism and freedom is the best system on Earth, when properly regulated to prevent abuse. I agree, there can be a such thing as too much regulation and oversight, which is why we need a simpler and stricter sets of regulation. The rules and oversight as it stand s now is a bunch of complex nothing, no doubt about it and that's what's lead to all the abusive acts that allow those at the top of the system to run wild. These companies complain about government regulation but still turn billions in profit every year, even while the market is a mess. Somethin is not addin up. The problems you speak of about "losers getting a free ride" is about 1% of the actual problem. I can post facts and figures if need be. And like I said, I agree the government regulation in this country is phucked up. But it's really phucked cuz it doesn't do anything but let the people in power do whatever the hell they want. And SS, housing, and education? Those are basic necessities. It doesn't matter who you are, if you're American and you work and pay taxes, you deserve support for when you can't (not "don't") work, you deserve a place to live so that you can continue to bust yur ass to pay taxes, and you deserve an education to leave "work" and get into serious investing in yourself and country. We are not animals! This Darwin mind set shit has long since been irrelevant in modern day society. Helping your fellow man helps us all.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

We've had nothing but propoganda for years about schooling, when in the past a person who dropped out of school could support a family on their own. These idiots who go "just because" are a big reason to blame.

Agreed 100%. Receiving giant 10K+ government loans to go to school just for the hell of it is a big drain on the system.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

The schools (as much as I hate the modern education system) were just doing what's natural. Whenever people buy things in huge quantities and in large volumes and everyone can afford it so easily the cost will go up. Those schools can charge what they want, but if the government wouldn't subsidizing it, people wouldn't be able to afford those sky high prices, and a private lender would never give that amount of money to a young person, so they would have no choice but to lower their costs.

How is that natural? The schools are clearly not thinkin ahead. Rather than takin advantage of a situation that any man with half a brain can tell will eventually result in destructive outcomes, someone shoulda took it to the gov and championed the idea to stop handin out loans like free cheese. But no, it seems natural for all people, but my self, to ride a wave until it crashes into the wall.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

School is nothing but a big scam nowadays, even in the k-12 group. People are graduating but can't read, and these teachers are being paid more and more, we have one of the worst education systems in the world and it's the most expensive, not to mention it's an anti-male environment anyways.

I agree 100%. I went to a terrible High School, so I can vouch for this, personally. There were a few really good teachers but the rest were just there to get paid. They didn't give a damn and always whined about athletes getting paid more than them. I had one of my favorite teachers get laid off cuz he got his Masters and the board didn't wanna pay him for it.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

You already have a huge burden on your back though. School is like any investment, one most look at the time and resources vs the return. The vast majority of people have no real reason to get into that kind of debt. It's a mortgage with no house. They'd be better off working, saving, and just buying one of these cheap houses and cares and working in the clear.

I agree. You shouldn't want to go to school for anything else, but you're future. I go to school for my future and I have a good payin job at a very young age. If you have no intent on receivin an degree or certificate to enter into a career, you're just wastin time and money. And you contribute nothin to society.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

These systems do nothing but mess up everything and then we have to bail out the ones who messed up. The problem is we can't afford it this time around. We can't afford to pay back a trillion dollars, and the jobs are less and less. It's the next big bubble, yet people continue to go because they were brainwashed into it.

Again, Agreed 100%. The gov needs to encourage and brainwash people into makin legitimate money like they do goin to school.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

The thing is, number one these morons went out and bought houses they knew damn well they couldn't afford, they even lied on stated income loans. They take the biggest blame. If people research and educate themselves they'd know what they can afford, but Americans are just too stupid and too lazy to do so.

I agree, they are a major part of the problem. But not the biggest. They'll only buy what sellers sale. Sellers, more often than not, tricked people into buying houses they couldn't afford. That drained the country to the tune of billions.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

These banks would not have taken such a ridiculous risk if they weren't backed by the government. So good job with the government and their regulations. And then what do they do? They bail out the failing banks with us picking up the tab. A business that fails should be able to fail, not be propped up by the government because it's "too big". This is what creates the monopolies in the first place. This big government "intervention" and regulation is what causes this mess, because everyone knows they'll be bailed out at the cost of the responsible.

Ya'know what, I agree. This is why I call for better regulation, not more of it. There should only be 2 types of banks. Government backed banks and banks not backed. Banks that are backed by government should only be allowed to do certain things and certain things only, like the basics. They should only be backed to ensure peoples money and assets. Banks not federally supported should be allowed to do all the investing, buying, selling, so on and so forth. And since they have greater stake in the economy, they should be allowed to fail.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Not to mention that the morons who got those houses and defualted, redefaulted in 6 months even when they adjusted the loans to make it easier. Poverty is a mindset and nothing else. Look at the people who do good and then spend everything the first chance they get. Now we have losers living for free in these houses for years now, while someone else picks up the tab. These government institutions did nothing but make things worse. But number one it was the people who pulled the trigger on these loans. That's another problem with this system, we want to hold hands for people and treat them like they're too stupid to figure things out. Most people are stupid, but not that stupid (I hope).

And how many of these morons are there in comparison to the victims of plain predatory lending?

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

It's a businesses job to earn money, and as long as they aren't cheating and stealing from someone, they haven't done anything wrong. By the way, the business who mean well and do the right thing are the ones who pay for it, while the wrong ones get a free ride off. Which is my point. It's hard to be a growing business, you either have to be really small or really big. Because when you try to grow you get hit with high costs and regulations that the tiny businesses don't have to worry about and the big businesses can afford them anyways. Which just creates more artificial barriers of competition.

And that's the problem. People can't help but cheat and steal. There is no harm in making money the way your business is designed to make money. But when you get greedy an say screw ethics, you ruin it for everyone else. Regulation comes in to bring ethics back into the game, however, the regulation is terrible and needs to be fixed. No doubt the government is at fault, most of all. But I don't agree in their being no regulation at all, just the right kind. Which is simple.

Jan 13, 2012 8:44:25 GMT -5 The Big Daddy C-Master said:

Like I said I'm thinking about just leaving this country and building my wealth elsewhere. Young men in general are playing a loaded deck. You already have anti-male laws and every other group taking from you, but people like me who want to build wealth and grow our companies are hit every way by stupid laws and haters who want to leech from me. Better just to go to a more thriving low tax place. You know we didn't use to even have income tax or any of that, and now the government takes about half of our money in one way or the other? They're not efficient with it and it just hurts us all in the long run. I'm getting tired of being stolen from myself bro.

It sucks that you feel that way, but are you seriously sayin they need to lower taxes? I'm a middle class citizen and even I can agree to payin a little more taxes and the rich and wealthy payin alot more taxes than what they pay now.

[The Big Daddy C-Master]

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

No prob, bro

Of course. You know we're cool. If my post seems harsh it isn't (I don't think it is, but letting you know).

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Prices are mainly driven up by the government because it attempts to buy what it can't really afford for entitlement programs and it makes laws against unethical procedures and practices and companies pay money to get around the regulation, anyway. But there are more factors into why health care costs are on the rise than government interference. The Price of Drugs is sky rocketin, the more effective drugs become. Doctors are also chargin extra fees to cover their own ass in case of malpractice. Then there are administrative costs; employees are gettin payed more and more to find loop holes so practices, nation wide, can get paid for not doin their jobs and tech is gettin better and more effective. Thus it's becomin more and more costly to develop and obtain. Then you have the biggest factor of'em all, people are just livin longer. People are on entitlement programs longer than ever before so now the government needs to spend even more money for longer on all the other shit mentioned above. There needs to be oversight and regulation so that people are not cheated and taken advantage of on the free market. The system needs an entire overhaul, period, so that money can be reallocated effectively.

The prices are driven up from a few reasons:

1) The dollar is weakened by the fed printing more of it, making things cost more money. Unfortunately most middle and lower class Americans don't understand this and don't see inflation for what it really is, a tax on everybody that hurts the lower and middle class the most. What you aren't realizing is that inflation is a tax on everyone.

2) The government doesn't make these laws out of ethical reasons, or to stop these (evil people) they do it for their own reason to line their own pockets. Let's be honest, the cost of things going up is bad for everyone, and it's the government that keeps it high. Not only does it keep it higher for the average citizen it also keeps well meaning and aspiring smaller businesses from developing because the costs are just too expensive. We didn't have the technology we have now, and we didn't have the government intrustion in the past that we do now and the costs were lower, despite lower technology (increasing the costs) why? Because the government wasn't in the way. If you can't see how the government is making things worse, and not better, and then you want more government intereference and a socialist type system you just aren't seeing the havok it has wreaked already. What you'd see in a freer market is lots of businesses that couldn't aford to be around springing up and people would be taking care of cheaper. You are right about the ridiculous admin, but the technology would make things cheaper, we have pills now for things we needed surgeries for in the past.

People do live longer, but people don't take care of themselves too. And nobody is saying no regulation whatsoever, I'm talking about overregulation. It's not the government's place to interfere all over in buiness and it was never intended to be. How would people be taken advantage of when they weren't in the past?

What about the litigious exploitation by the average patient to doctors who have to pay ridiculous law fees, why is ther enow regulation in that? What about all of the fraud.

This system is set up to be catered to losers, and this is what happens every time, it fails. Where does the money need to be allocated? To the people that don't deserve it? Take out the middle man and the money would be between the doctor and the patient, as it should be.

We haven't had free market health care in some time and it shows by the abuse and high costs. With a freer market you'd be able to go elsewhere, much like in school.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

The thing with food is, when push comes to shove, you can grow, make, and breed your own food. It doesn't take a scholastic degree of any kind to do this, and people have that in their mind. You can't really get away with abusin that, thus there's no massive regulation. No is sayin the government has to be a hero, we all know it's not. The reason shit is the way is, is cuz the government wasn't protection shit but the interest of the people at the top. You can't really compare government oversight back then to now. There's alot more shit goin on now, from all sides. Unethical and illegal shit. I know I for sure am not advocatin for some iron government, only a system that protects the lil guy. And I disagree on the bit about newer tech makin things more affordable. Companies design new tech to be more effective and easy, not cheaper for the consumer. They wouldn't be makin a profit if they did. That's why the iPhone4 is more valuable than the iPhone3. So I don't think the gov and unions are the only parties to rage on in this respect.

But the thing with healthcare is, we didn't have access to the high end healthcare we do now and we were fine, not to mention the friviolous things people go to the doctor for. Food is a need and housing is important and it doesn't have the crazy regulation (it has that somewhat but still).

No, improving technology makes things cheaper because it reduces the cost of labor. Hire 10 men or just hire 1 with a machine. Go to school or research your information on the internet? Computers are cheaper now than they used to be and more powerful. That's because of the free market and competition. Look at the assembly lines and everything else that makes life cheaper. What makes things cost more is more expensive costs to the company.


The government was protecting itself. Why do people keep seeing the government as this figure which does no wrong? They've done nothing but pass unethical laws and take from others. Most of the problems are from the laws they passed which increased barriers to entry. Not only that they are giving free stuff to losers who don't deserve it at the expense to the others. You don't have a right to a service someone else provides for free, that is simply stealing and enslaving the person. Bottom line, we can't afford it.

The cost of the products go up due to the cost of work. You do realize that when there was less government regulation that a high school dropout can support their family of 9 children. Now 2 people have to work, why is that?

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Well then, so be it. If you got a problem with a just and authoritative force steppin in to make sure your costumers are protected from your unwaverin will, than you just have a problem. Doesn't matter how it's sliced, the hard workin middle class American needs protection for very wealthy people. The United States of America says old citizens who've busted their ass their whole lives and paid into the system are "entitled" to their last years in peace and comfort. The truth is, they are entitled, cuz it says so. Business should want to make money and they do, they just aint happy with what they have, so they to cheat get more.

What unwavering will? People always have a choice and don't have to come to me. I have a problem with the government stepping in and making me running my business overly costly or more difficult to manage than it needs to be. Then they want to come in and steal large amounts of money in taxes just to give to losers. Keep in mind that the criminals are in the minority and still get away with this, while good business owners like myself or others are the ones who get hit with this nonsense. And despite the fact that we are the engines that keep the economy and the world turning, we are seen as bad guys by nothing but propaganda, jealousy, and nonsense.

I don't have the problem. First of all the government is supposed to protect everyone, big and small. Not the many (poor, stupid, lazy, etc.) at the expense of the few (smart, talented, successful, etc.). This is what they have been doing. How is the top 10% of earners paying 70% of taxes while the bottom 50% pay 3% of the taxes not leeching? The upper earners are the ones paying the most into the system while the bottom get the benefits in the forms of WIC, public schooling, subsidized healthcare, housing, etc. They've been taken care of fine and now we can't afford it. By the way if a person hasn't saved up money at old age, that's their problem. Stealing money from young people (who are barely getting by) to pay for their own gravy isn't right. How is it that you don't like a free and fair market because of "protecting the little guy" then feel it's fine to steal from the young who are starting out and are the backbone of our civilization and give to the others who've had their turn.

The government said slavery was legal too, is that right.

Business should want to make money, after all they work harder, take the risks, and risk the capital. They're the reason the world goes round and we have the nice things we have. Somebody had to take a chance at some point. Business is simply about meeting the demands of others and using resources properly. No there are a small percentage of businesses who did make bad choices (where was the government then btw? Bailing them out while taxing the shit out of us), but to say businesses cheat in general is ignorant I'm sorry. Most business owners are very hard working people who take more risks and sacrifices than the average person which is why they have a business in the first place, if they are all cheating we wouldn't have a system at all.

You have a few doing that and getting assistance from the government because they are in bed with each other. Like the mortgage and schooling industries.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Well, by ending billion dollar wars. Raising taxes. Cracking down on corruption. Trimmin the fat offa entitlement programs and in truth, some entitlements elements are gonna get cut completely: like welfare, payments or bonus for adopted children, WIC, and regulation on how much aid people actually need for the rest of the existin programs. Crackin down on ear marks, givin business bonus and maybe even some tax cuts for hiring in our country. Cutting down on importin and I really could go on. . .but that's how I'd pay for it.

Raising taxes wouldn't work, we need less. The truth is, even if we paid more it would make very little difference in our debt. Mr. Socialist Obama has borrowed trillions. We need to cut the fat, kill the entitlement programs and shrink this large, ineffecient government which was never meant to be here in the first place.

THe thing is, big government drives up the cost. The governement can't create jobs. What they do is just make bogus "government jobs" which eat up taxpayer money.

They then bail out losers (big and small) and punish winners. They also create barriers or entry for people who want to do the right thing.

The government breaks your leg and then gives you a crutch, the government wants you to be dependent on it. The cost is high because of the uninions and other silly regulations being *mandatory* like maternity leave that just makes the cost of business too risky and expensive. Why pay more for less work, when I can get it somewhere else cheaper?

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Besides child support, if you aint around yur kid, voluntarily, then you still need to to cover a portion of its financial expenses; that's part of bringing life onto the world. But all that other shit would be non existent in my country. That shit is still around in today's society and it disgust me.

So you're saying you should have to take care of it if it isn't yours?

I think men and women should have equal rights here. No "abortion when I feel like it" and then "I'll keep the kid and make you pay for it" meal ticket nonsense. This is what led to the high numbers of single mothers in the first place.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Then those doctors shouldn't provide healthcare because the regulation aint that bad. In fact, it's terribly lax. And I agree, people should save up for emergencies, people should just save up, period.

Many doctors don't because it's too expensive. There are *tons* of regulations in all kinds of businesses. They aren't the necessary ones you would think, but many are unnecessary and drive the cost up. AS it gets more expensive less doctors will provide, you'll see more practicing elsewhere, which is just bad for Americans like businesses moving overseas is bad for Americans. Regulations never do much good for this reason and only hurts the one the government is trying to "protect". The natural order will win.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

I bet it's a lot, but the service providers are not innocent, they don't wanna provide their services cuz they love it, if they did, they volunteer at the free clinic. They do it cuz they wanna get paid and gettin paid what you earn is never enough. And I can tell you now, the amount of money defrauded and stolen on the consumer end is far less on the service provider's and insurance company's end. The little cheat takes what has been trickled down to him. The blokes up top take the lion's share.

People need to be paid for their time and cover their costs. People have living expenses, business expenses, regulation expenses. business taxes, high insurance rates, etc. Many Doctors do it because they want to. Keep in mind Doctors don't live very long and could have done something else.

By the way everybody is getting exactly what they earn. The people at the bottom are greedier, they want to be paid more and more while providing less and less work. Look at the unions destorying the auto industry, demanding more while the companies were losing billions per month. As a business owner, to make more money i have to serve more people. Employees want to be paid more because they are "entitleed" to it.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Times were different back then. Everyone was still very new to all this and people didn't have as many of same problems back then. They had none of the abuses and the expenses were far less. What other countries practice more freedom and surpass us? Last I checked, Canada and the most powerful countries in Europe have adequate regulation, better than our own, and even have public government health care options. Europe does exactly what I'm asking for. I agree, capitalism and freedom is the best system on Earth, when properly regulated to prevent abuse. I agree, there can be a such thing as too much regulation and oversight, which is why we need a simpler and stricter sets of regulation. The rules and oversight as it stand s now is a bunch of complex nothing, no doubt about it and that's what's lead to all the abusive acts that allow those at the top of the system to run wild. These companies complain about government regulation but still turn billions in profit every year, even while the market is a mess. Somethin is not addin up. The problems you speak of about "losers getting a free ride" is about 1% of the actual problem. I can post facts and figures if need be. And like I said, I agree the government regulation in this country is phucked up. But it's really phucked cuz it doesn't do anything but let the people in power do whatever the hell they want. And SS, housing, and education? Those are basic necessities. It doesn't matter who you are, if you're American and you work and pay taxes, you deserve support for when you can't (not "don't") work, you deserve a place to live so that you can continue to bust yur ass to pay taxes, and you deserve an education to leave "work" and get into serious investing in yourself and country. We are not animals! This Darwin mind set shit has long since been irrelevant in modern day society. Helping your fellow man helps us all.

China is becoming more free and we owe the money, we are the largest debtor nation while they are becoming the largest creditior nation (Japan is also getting better). Europe and Canada are in trouble.

Abuse means life, liberty, and property, and things like fraud. Not things like entitlements and ohter nonsense, that just drives the cost up and isn't capatilism, it's socialism, which is what we have now. Too few options and too much government. Now they are trying take over the internet.

Again the government was around "regulating" things in the past and did no good, they also bailed people out and subsidized that nonsense.

Yes we have losers at the top and bottom and they are getting a free ride at our expense. Social Security is like our largest debt, trillions of dollars. It was nothing but a big fat lie, by the government you are trusting to solve the problem.

You are not entitled to someone elses money, you are not entitled to someone else's services for free. You don't have to buy a house, rent. Save up for retirement and get a degree if you need it. These lies that everyone "deserves" this, is what caused this problem to begin with.


The problem is people who pay the least taxes (or no taxes) are getting the most services. They take from the system while providing nothing. And we go broke from it. You are not entitled to steal from others to provide for yourself. This is not biblical or anything like that. It says if a man doens't work he doesn' teat.



And yes it is Darwinian to some extent, but it is still true. People who are more capable end up on top and the ones who aren't end up on the bottom. You see this in dating and relationships, you see it with people. People bow before power, which is why the government has so much of it and people listen to it because they carry the big guns.


By the way, let's make something clear before we continue. I'm big on helping others and donating for good causes. I donate about 10% or more. There's a difference in helping someone who is trying to better themselves and someone who is a loser, family or not. I will *not* help a loser or someone else get a free ride off of me.

They're being helped in a better way, by reality. Giving losers money doesn't help them, it harms them. People who throw that line are full of shit as they are the ones who are doing the most taking and put nothing into the pot, while people like me pay the lion's share in taxes and do most of the donating. It's easy to tell others to share when the person is the one who gains form it.

Nobody is saying everyone should starve on the side of the road, I'm saying people need to be held responsible for their decisions and not be allowed to steal.

Civilization is making rules and rules are there to help out the weak, and that's fine with me. Keep in mind the strong don't need rules, they do what they want. The part of civilization is that *everyone* plays fairly so that it benefits the strong and the weak. But the problem with systems like democracy is that you have more losers than winners, more idiots than smart people, and of course they are going to vote for things that benefit them at the expense of others. It's really just stealing, and of course they are all for "helping the other person" when they have nothing to lose and something to gain.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Agreed 100%. Receiving giant 10K+ government loans to go to school just for the hell of it is a big drain on the system.

Lol true.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

How is that natural? The schools are clearly not thinkin ahead. Rather than takin advantage of a situation that any man with half a brain can tell will eventually result in destructive outcomes, someone shoulda took it to the gov and championed the idea to stop handin out loans like free cheese. But no, it seems natural for all people, but my self, to ride a wave until it crashes into the wall.

Because when anything is overconsumed the prices go up, supply and demand. Wouldn't be an issue if the government didn't subsidize the loans in the first place. Nobody would be able to afford them and the cost would go down naturally.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

I agree 100%. I went to a terrible High School, so I can vouch for this, personally. There were a few really good teachers but the rest were just there to get paid. They didn't give a damn and always whined about athletes getting paid more than them. I had one of my favorite teachers get laid off cuz he got his Masters and the board didn't wanna pay him for it.

Teachers are naturally socialist.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

I agree. You shouldn't want to go to school for anything else, but you're future. I go to school for my future and I have a good payin job at a very young age. If you have no intent on receivin an degree or certificate to enter into a career, you're just wastin time and money. And you contribute nothin to society.

That's good for you and I'm glad you do well.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Again, Agreed 100%. The gov needs to encourage and brainwash people into makin legitimate money like they do goin to school.

Producing something.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

I agree, they are a major part of the problem. But not the biggest. They'll only buy what sellers sale. Sellers, more often than not, tricked people into buying houses they couldn't afford. That drained the country to the tune of billions.

But see, people need to be responsible for their own actions. Outside of outright fraud they should have done the research. These people were buying houses they knew damn well they couldn't afford and lying on the loans, knowing if the shit hit the fan, people like me would have to bail them out.

That being said these loans should have never been guaranteed in the first place. The reasons people took these risks were because the government backed them up.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

Ya'know what, I agree. This is why I call for better regulation, not more of it. There should only be 2 types of banks. Government backed banks and banks not backed. Banks that are backed by government should only be allowed to do certain things and certain things only, like the basics. They should only be backed to ensure peoples money and assets. Banks not federally supported should be allowed to do all the investing, buying, selling, so on and so forth. And since they have greater stake in the economy, they should be allowed to fail.

This is another problem with government jobs. Lack of caring or blatant risk taking since it's all backed. This was never constitutional or intended for this very reason. Keep in mind I don't think big or small people should be bailed out.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

And how many of these morons are there in comparison to the victims of plain predatory lending?

As long as they weren't frauded. I'm sure these people came to them looking for a deal. They aren't really victims at. Stupid and naive, sure.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

And that's the problem. People can't help but cheat and steal. There is no harm in making money the way your business is designed to make money. But when you get greedy an say screw ethics, you ruin it for everyone else. Regulation comes in to bring ethics back into the game, however, the regulation is terrible and needs to be fixed. No doubt the government is at fault, most of all. But I don't agree in their being no regulation at all, just the right kind. Which is simple.

Regulation isn't bringing anything back in the game but more headaches. Again, only a small percentage of business are doing this, (and they were bailed out, which is another problem) the government needs to back off. You will have the occasional bad person or business, let them fail. What they do is over regulate the good businesses and ignore the bad business. Increasing the costs for everyone and not really solving anything. The government has already been "tightening up" on regulation, which has done no good.

Jan 19, 2012 17:21:46 GMT -5 Coolest thing Alive said:

It sucks that you feel that way, but are you seriously sayin they need to lower taxes? I'm a middle class citizen and even I can agree to payin a little more taxes and the rich and wealthy payin alot more taxes than what they pay now.

I don't feel bad lol. I want to see the world more, this country is in a mess and I'm tired of the stealing and anti-male laws.

You know we used to have no income tax and did fine. Then the government got greedy, and bigger. Now it is way larger than imagined causing trillions in debt. Even if taxes were more, it wouldn't make a dent at this point. The government overspends like America does. It needs to be cut a lot.


By the way, the rich don't need to pay more taxes, they pay the bulk. The top 10% of earners pay 70% of taxes, while the bottom 50% pay 3% of taxes. Your taxes go *up* as you earn more, not down. By the way most tax benefits go to the middle class and the poor, which means the bottom end is getting the free lunch. Keep over taxing the producers in the economy and you're going to see more go elsewhere, like I plan on going. Less taxes with less headaches.


I always though taxes should be equal. No income tax would be hard to achieve overnight, but I'd think something like 15% all across the board would be fair.

The government taxes everyone more by printing more money anyways. Inflation or quantitative easing (QE) is just the invisible tax.

[Coolest thing Alive]

Don't worry dog, I aint forgot about our lil discussion. Again, got really tired of typin. Prolly finish my response later or tomorrow.

[The Big Daddy C-Master]

Take your time.

[Coolest thing Alive]

Been real busy, laely. But I'm almost done. Just hold on.

[The Big Daddy C-Master]

Jan 30, 2012 0:58:02 GMT -5 Coolest thing Alive said:

Been real busy, laely. But I'm almost done. Just hold on.

You've been on that Ammy thread.

It's all good though, you don't have to write a book. Might keep my answer shorter next time.

[The Big Daddy C-Master]

Peter is right yet again (this was posted in 2010).

[The Big Daddy C-Master]

[navycorpsman]

Ever notice that when someone makes sense, the mainstream media ignores that person, and when someone agrees with the media's world view, they suddenly become the most popular thing on TV?

Regulation is fine, particularly when you have overly greedy individuals attempting to 'create wealth' by breaking the law. Alan Greenspan (not my fav guy) was questioned before Congress about how the Federal Reserve could have been so wrong about the housing bubble. In a rare moment of candor, Greenspan admitted that he had no idea that employees would start to work for their own benefit, and not for the benefit of their employer.

Don't get me wrong..... ambition to succeed is good, and to a certain extent, greed is good (note small 'g'). But, Gecko Greed, like in the original movie Wall Street, helps only those that are afflicted with it. They wouldn't just sell the tickets to their mothers' funeral, they'd raffle off the handgun used to kill her. Gecko Greed also harms nearly any small investor who gets sucked in. Remember Charles Keating?

As for Schiff's comment on gold... just remember, you cannot eat gold. Nothing wrong with emergency hoards, but if things get bad enough, nobody is going to take gold much less the dollar, for food.

[The Big Daddy C-Master]

Feb 1, 2012 22:47:06 GMT -5 navycorpsman said:

Ever notice that when someone makes sense, the mainstream media ignores that person, and when someone agrees with the media's world view, they suddenly become the most popular thing on TV?

Regulation is fine, particularly when you have overly greedy individuals attempting to 'create wealth' by breaking the law. Alan Greenspan (not my fav guy) was questioned before Congress about how the Federal Reserve could have been so wrong about the housing bubble. In a rare moment of candor, Greenspan admitted that he had no idea that employees would start to work for their own benefit, and not for the benefit of their employer.

Don't get me wrong..... ambition to succeed is good, and to a certain extent, greed is good (note small 'g'). But, Gecko Greed, like in the original movie Wall Street, helps only those that are afflicted with it. They wouldn't just sell the tickets to their mothers' funeral, they'd raffle off the handgun used to kill her. Gecko Greed also harms nearly any small investor who gets sucked in. Remember Charles Keating?

As for Schiff's comment on gold... just remember, you cannot eat gold. Nothing wrong with emergency hoards, but if things get bad enough, nobody is going to take gold much less the dollar, for food.

Yep, people hate the truth like a slug likes salt.

Regulation to some extent is needed for things like fraud. Now, it's not the government's job to get their hands on businesses and just do what they want, while bailing out who they feel like. The government is no daddy figure, they're corrupt themselves, so I have a hard time trusting them. They cheat the rules to help their cronies out while leaving the rest behind, and that's bad for business, employees, customers, and the economy.

Greed is fine as long as you aren't breaking the law, and being punished for failure (by losing money or your business), once you start bailing people out, they have no incentive to be safe or take less risks.

Always invest, but have money put aside for emergencies. Unfortunately most don't do either.

[Coolest thing Alive]

Feb 1, 2012 22:47:06 GMT -5 navycorpsman said:

Ever notice that when someone makes sense, the mainstream media ignores that person, and when someone agrees with the media's world view, they suddenly become the most popular thing on TV?

Regulation is fine, particularly when you have overly greedy individuals attempting to 'create wealth' by breaking the law. Alan Greenspan (not my fav guy) was questioned before Congress about how the Federal Reserve could have been so wrong about the housing bubble. In a rare moment of candor, Greenspan admitted that he had no idea that employees would start to work for their own benefit, and not for the benefit of their employer.

Don't get me wrong..... ambition to succeed is good, and to a certain extent, greed is good (note small 'g'). But, Gecko Greed, like in the original movie Wall Street, helps only those that are afflicted with it. They wouldn't just sell the tickets to their mothers' funeral, they'd raffle off the handgun used to kill her. Gecko Greed also harms nearly any small investor who gets sucked in. Remember Charles Keating?

As for Schiff's comment on gold... just remember, you cannot eat gold. Nothing wrong with emergency hoards, but if things get bad enough, nobody is going to take gold much less the dollar, for food.

Agreed, bro. 'Tis all I been sayin.

And C, I aint forgot about you. I got my response saved on my PC. I aint used my in ages.

Jan 30, 2012 4:51:41 GMT -5 The Big Daddy C-Master said:

Jan 30, 2012 0:58:02 GMT -5 Coolest thing Alive said:

Been real busy, laely. But I'm almost done. Just hold on.

You've been on that Ammy thread.

I aint been on that Ammy thread in leik a weak. And that thread required no more than paragraph to get a point across. But this thread. . .this thread!

[The Big Daddy C-Master]

Feb 2, 2012 23:25:14 GMT -5 Coolest thing Alive said:

Feb 1, 2012 22:47:06 GMT -5 navycorpsman said:

Ever notice that when someone makes sense, the mainstream media ignores that person, and when someone agrees with the media's world view, they suddenly become the most popular thing on TV?

Regulation is fine, particularly when you have overly greedy individuals attempting to 'create wealth' by breaking the law. Alan Greenspan (not my fav guy) was questioned before Congress about how the Federal Reserve could have been so wrong about the housing bubble. In a rare moment of candor, Greenspan admitted that he had no idea that employees would start to work for their own benefit, and not for the benefit of their employer.

Don't get me wrong..... ambition to succeed is good, and to a certain extent, greed is good (note small 'g'). But, Gecko Greed, like in the original movie Wall Street, helps only those that are afflicted with it. They wouldn't just sell the tickets to their mothers' funeral, they'd raffle off the handgun used to kill her. Gecko Greed also harms nearly any small investor who gets sucked in. Remember Charles Keating?

As for Schiff's comment on gold... just remember, you cannot eat gold. Nothing wrong with emergency hoards, but if things get bad enough, nobody is going to take gold much less the dollar, for food.

Agreed, bro. 'Tis all I been sayin.

And C, I aint forgot about you. I got my response saved on my PC. I aint used my in ages.

You've been on that Ammy thread.

I aint been on that Ammy thread in leik a weak. And that thread required no more than paragraph to get a point across. [/quote]He's saying regulation is good to prevent lawbreaking. I agree with that. I don't agree with people deserving a free ride at someone else's expense because they exist. He never said anything about that.

That's because you wrote those essays, you don't have to make a mega post.

[Coolest thing Alive]

Feb 2, 2012 23:34:39 GMT -5 The Big Daddy C-Master said:

Feb 2, 2012 23:25:14 GMT -5 Coolest thing Alive said:

Agreed, bro. 'Tis all I been sayin.

And C, I aint forgot about you. I got my response saved on my PC. I aint used my in ages.

You've been on that Ammy thread.

I aint been on that Ammy thread in leik a weak. And that thread required no more than paragraph to get a point across.

He's saying regulation is good to prevent lawbreaking. I agree with that. I don't agree with people deserving a free ride at someone else's expense because they exist. He never said anything about that.

That's because you wrote those essays, you don't have to make a mega post.[/quote]

I knew you wasn't really readin my posts. Cuz I never said anything about a "free ride". Dude just said Exactly what I've been sayin this whole time.

I post like a G. I gotta respond to everything!

[The Big Daddy C-Master]

Feb 2, 2012 23:43:38 GMT -5 Coolest thing Alive said:

Feb 2, 2012 23:34:39 GMT -5 The Big Daddy C-Master said:

I aint been on that Ammy thread in leik a weak. And that thread required no more than paragraph to get a point across.

He's saying regulation is good to prevent lawbreaking. I agree with that. I don't agree with people deserving a free ride at someone else's expense because they exist. He never said anything about that.

That's because you wrote those essays, you don't have to make a mega post.

I knew you wasn't really readin my posts. Cuz I never said anything about a "free ride". Dude just said Exactly what I've been sayin this whole time.

I post like a G. I gotta respond to everything![/quote]

I've read your posts. You said something along the lines of we should help people in need no matter what, and *everyone* should have access to care.


That's what a free ride is. There are obviously lots of losers exploiting this, and that's my problem, along with the ridiculous red tape. Government doesn't fix much anyways, they just corrupt the system more.

You are a G.

[Coolest thing Alive]

Feb 2, 2012 23:46:14 GMT -5 The Big Daddy C-Master said:

Feb 2, 2012 23:43:38 GMT -5 Coolest thing Alive said:

He's saying regulation is good to prevent lawbreaking. I agree with that. I don't agree with people deserving a free ride at someone else's expense because they exist. He never said anything about that.

That's because you wrote those essays, you don't have to make a mega post.

I knew you wasn't really readin my posts. Cuz I never said anything about a "free ride". Dude just said Exactly what I've been sayin this whole time.

I post like a G. I gotta respond to everything!

I've read your posts. You said something along the lines of we should help people in need no matter what, and *everyone* should have access to care.


That's what a free ride is. There are obviously lots of losers exploiting this, and that's my problem, along with the ridiculous red tape. Government doesn't fix much anyways, they just corrupt the system more.

You are a G. [/quote]

Never said any of that. It's clear you've taken my posts to the Extremes. What, you think I'm liberal hippie or somethin? I never said, "no matter what", and I only argued for affordable healthcare for the middle class with adequate regulation.

And this is what I mean, do you really believe there are as many of these "losers" takin "advantage" to be, even, in the top 3 problems wrong with the current state of the market? I mean, really?

[The Big Daddy C-Master]

Feb 3, 2012 0:04:15 GMT -5 Coolest thing Alive said:

Feb 2, 2012 23:46:14 GMT -5 The Big Daddy C-Master said:

I knew you wasn't really readin my posts. Cuz I never said anything about a "free ride". Dude just said Exactly what I've been sayin this whole time.

I post like a G. I gotta respond to everything!

I've read your posts. You said something along the lines of we should help people in need no matter what, and *everyone* should have access to care.


That's what a free ride is. There are obviously lots of losers exploiting this, and that's my problem, along with the ridiculous red tape. Government doesn't fix much anyways, they just corrupt the system more.

You are a G.

Never said any of that. It's clear you've taken my posts to the Extremes. What, you think I'm liberal hippie or somethin? I never said, "no matter what", and I only argued for affordable healthcare for the middle class with adequate regulation.

And this is what I mean, do you really believe there are as many of these "losers" takin "advantage" to be, even, in the top 3 problems wrong with the current state of the market? I mean, really?[/quote]

No, not a liberal hippie. You have said people who are poor should be protected from the rich and should get their needs taken care of. Why would I bother arguing otherwise.

Yep, it is one problem. Too many people consuming more than they are producing. The system is really easy to exploit now.

Socialized health care is going to cause more problems. Because they can decide what you get treated. A treatment in the UK that was to help men with prostate cancer survive was booted, while they have things like breast implants. That's why I don't care for the system.

By the way a loser can be rich or poor. Being bailed out at a high level or a low level is the same thing to me. I don't care what your income is.

[Coolest thing Alive]

Feb 3, 2012 0:08:10 GMT -5 The Big Daddy C-Master said:

No, not a liberal hippie. You have said people who are poor should be protected from the rich and should get their needs taken care of. Why would I bother arguing otherwise.

Yep, it is one problem. Too many people consuming more than they are producing. The system is really easy to exploit now.

Socialized health care is going to cause more problems. Because they can decide what you get treated. A treatment in the UK that was to help men with prostate cancer survive was booted, while they have things like breast implants. That's why I don't care for the system.

By the way a loser can be rich or poor. Being bailed out at a high level or a low level is the same thing to me. I don't care what your income is.

All I said was those who are not wealthy, should be protected from the wealthy. I argued for the poor and middle class not being ass slaves to the wealthy. That other stuff, I never said or didn't mean for it to sound that way.

It is a problem, no doubt. Just not one of Thee problems. It's only a scheme perpetuated by the system so that you pay attention to the few losers while the "heads over the heads" rob us all blind and of more than just money.

That's why people should be able to decide where they get their care from. The government should just be there to assist the health of those who truly can't afford it.

Agreed. But the guy with the high income, is doin way more damage.

[The Big Daddy C-Master]

Feb 3, 2012 0:33:01 GMT -5 Coolest thing Alive said:

Feb 3, 2012 0:08:10 GMT -5 The Big Daddy C-Master said:

No, not a liberal hippie. You have said people who are poor should be protected from the rich and should get their needs taken care of. Why would I bother arguing otherwise.

Yep, it is one problem. Too many people consuming more than they are producing. The system is really easy to exploit now.

Socialized health care is going to cause more problems. Because they can decide what you get treated. A treatment in the UK that was to help men with prostate cancer survive was booted, while they have things like breast implants. That's why I don't care for the system.

By the way a loser can be rich or poor. Being bailed out at a high level or a low level is the same thing to me. I don't care what your income is.

All I said was those who are not wealthy, should be protected from the wealthy. I argued for the poor and middle class not being ass slaves to the wealthy. That other stuff, I never said or didn't mean for it to sound that way.

It is a problem, no doubt. Just not one of Thee problems. It's only a scheme perpetuated by the system so that you pay attention to the few losers while the "heads over the heads" rob us all blind and of more than just money.

That's why people should be able to decide where they get their care from. The government should just be there to assist the health of those who truly can't afford it.

Agreed. But the guy with the high income, is doin way more damage.

No, people should be protected equally, that includes the high income person. The few who are successful and productive should be protected from the whims of the mob. We have a republic for this reason. The founding father's knew the dangers of a democracy. They knew the dangers of 10 wolves vs 1 lamb arguing what's for dinner. The people are going to vote to take more at the expense of the few. The people at the top 10% are paying 70% of the taxes, while the bottom 50% are paying 3%. A "poor" person in this country has a house, car, even plasma tv's on average. There was research done on this, if they want anything else, it's a luxury, and they should have to earn it.

You're my boy, don't worry about. You were saying things like businesses were in it for the money (they should want a profit, it's why we had a powerful economy, keyword on had). You said we should be "caring" and "help" others. They are being helped.

There are only a very small percentage of people at the top abusing the system, the government is allowing this because they are in bed with it. There are many people at the bottom exploiting the system too. This is no scheme. The scheme is saying "Rich people are bad, punish the rich because it's all their fault." The government does this because it wants people to be dependent on it so it can extend it's power with votes. They already destroyed the black community with welfare and now they have slaves for life. I don't want people to be slaves for me or vice versa. But people looking for the government to be a solution will only be slaves of it.

Assist who though? The government makes things more expensive, like they did with mortgages and school. The government "regulations" (not all of them of course) just made health care more expensive, and then combine that with the litigious nature of our society. It's very risky owning a business. You think it isn't slavery to pass laws making it hard to fire someone from your business when they are unproductive because of stupid laws? Or that you should pay them ridiculous entitlements because of stupid laws.

By making things so "anyone" can have them, you just raise the cost and enslave those who produce those goods to the whims of the mob. That's why it's a problem. I'm all for people helping themselves first and foremost.

[navycorpsman]

You know, it's funny.. in a strange way. Whenever I hired someone, back in the 90s, I used to give a little speech about the expectations I had, vs the expectations they had. It went something like this:


"I'm an unrepentant capitalist. I risked my money and my time and energy to create something, and now I sell it. I'm out to do one thing, make a profit, but that does NOT mean I have to screw anyone over, to do it. Sure, I could make a larger profit, or faster profit, by screwing people over, but that's not me. I pay more than average wages, and I expect more than average work. I've searched for the best benefits and perks package that I could find and put together, because I value my co-workers and by God, I hope they value me. I call this, Corporate Good Citizenship, because corporations are considered citizens, in this country. And like any other citizen, we can be good citizens, or bad citizens. We choose, by popular vote, a charity to which the whole company will donate money, every year a different charity. We choose to be good citizens, ALL of us, or none of us.

And this company makes damn good software, and we do it in a timely fashion and with an ironclad guarantee. Sometimes, we stay late, or get here early, to meet the time deadlines or the guarantee of good product. Sometimes, we sacrifice a little, to keep our reputation. So be it. My father used to have a saying, "If a man hires you at a dollar an hour, give him $1.10 an hour worth of work." I don't want you to kill yourself working here, I want you to LIVE WELL because you work here, and you're damned proud of what you do. If I gave out bonuses for merit, I'd be bankrupt in a month, because everyone here would get a bonus on a daily basis, and that is why we are successful.

Either you get this, or you don't. If you get it, you'll do well here. If you don't get it, I advise you to find a job that better fits your own expectations. I always wish those well, who decide this place is not for them."

[The Big Daddy C-Master]

Feb 3, 2012 14:31:10 GMT -5 navycorpsman said:

You know, it's funny.. in a strange way. Whenever I hired someone, back in the 90s, I used to give a little speech about the expectations I had, vs the expectations they had. It went something like this:


"I'm an unrepentant capitalist. I risked my money and my time and energy to create something, and now I sell it. I'm out to do one thing, make a profit, but that does NOT mean I have to screw anyone over, to do it. Sure, I could make a larger profit, or faster profit, by screwing people over, but that's not me. I pay more than average wages, and I expect more than average work. I've searched for the best benefits and perks package that I could find and put together, because I value my co-workers and by God, I hope they value me. I call this, Corporate Good Citizenship, because corporations are considered citizens, in this country. And like any other citizen, we can be good citizens, or bad citizens. We choose, by popular vote, a charity to which the whole company will donate money, every year a different charity. We choose to be good citizens, ALL of us, or none of us.

And this company makes damn good software, and we do it in a timely fashion and with an ironclad guarantee. Sometimes, we stay late, or get here early, to meet the time deadlines or the guarantee of good product. Sometimes, we sacrifice a little, to keep our reputation. So be it. My father used to have a saying, "If a man hires you at a dollar an hour, give him $1.10 an hour worth of work." I don't want you to kill yourself working here, I want you to LIVE WELL because you work here, and you're damned proud of what you do. If I gave out bonuses for merit, I'd be bankrupt in a month, because everyone here would get a bonus on a daily basis, and that is why we are successful.

Either you get this, or you don't. If you get it, you'll do well here. If you don't get it, I advise you to find a job that better fits your own expectations. I always wish those well, who decide this place is not for them."

I agree, I tell customers and workers alike about my goals. To make a profit and handle business. My business is not a charity system. It's something I built that I use to make a profit and give myself freedom.

People nowadays see jobs as yet another form of welfare. They'd think you were evil for saying that now.